The Co-operative Bank Bewertungen 

I've been with the Co-operative bank for many years. Originally joined because of their eco and caring standards. They are always really helpful and the phone and you don't end up talking to someone in Mumbai.

I had a great call with Suky in the Romford branch. She was very personable and made the account opening process a painless process!

I really wish this had gone better.

I switched my business account after multiple fraud attempts with a different bank over a number of years. I’d actually had this account since I started my business 18 years ago.

Anyway back to Co Op: The set up process was painful. I’m savvy when it comes to online banking and set ups but this was like it has been created by a paranoid boomer. I had to download extra apps and enter security from an email, which was sent via two separate emails onto the newly downloaded security app to then allow me to receive another code - but only after setting up an account on the desktop website which then gave me the access to the co op banking app eventually. It took me way too long. And at every step they just wanted me to call. I don’t mind calling - but this should just work. Obviously it doesn’t.

I then quickly found there was no online app chat and I couldn’t ask a simple question as regards my regular payments.

Then statements on the app were clunky- often giving payment numbers and needing to enter into each transaction separately to get more details - which isn’t exactly straightforward when you’re doing your accounts.

Anyway, those were the minor inconveniences. The switch didn’t go smoothly. Some recurring payments didn’t switch at all and so I’ve had to go in manually to each subscription via their sites and set up new payments. I also lost a phone connection and was left stranded with no data or calls due to this exact problem that co op bank caused.

They are sending me paper statements - seemingly once per week - for some unknown reason too. Which is genuinely irritating to me. Why the unnecessary carbon footprint? Just fix your app.

The faster payments aren’t fast at all. They take ages to send and clear, sometimes hours, sometimes a day.

Then to top it all off the system has been down for nearly a week. I’ve got payments coming out that they’re listing as coming in.

If you want an old fashioned bank then maybe these are great. But for accessible, modern, swift transactions and smooth processes these are not for you.

It’s not even been a month and I’ve had enough - I’ve changed my bank as of today.

Update** the targeted bullying continues. Another transfer of MY money has now been blocked. This is no coincidence, I've received no call, just a copy and paste response to my complaint. Cooperative Bank clearly want to cause me as much anxiety as possible. Despicable.

Shockingly awful bank. Customer service is non-existent. You cannot move YOUR OWN money without their say so. I tried to move some cash into a savings account I have and it was declined. I then had to call and after 30 mins on hold, I had to explain why I was transferring MY money, where it had come from, and the purpose of the transaction. Then when I complained I got talked down to, told I didn't have any complaint to make and it would not be progressed. Condescending, self entitled staff who couldn't care any less. Ethical bank... I don't think so.

I have a co op Everyday account that it includes Travel Insurance.
I have medical conditions so called the insurance and went through my conditions and paid the premium for cover for 1 year.Months later
I had to go to my GP for diarrhoea and he took a sample to check no bugs. This on a Monday by Friday all cleared up but the test results not back. So as we were travelling on the Sunday I called the insurance to tell them I had been to the GP. As the test results we’re not back all my medical conditions that I had paid a premium for were suspended (not on cover) as I was now under investigation. This was late on a Friday flying to Canada and USA on the Sunday. It needed to go to the underwriters this would be possible Monday/ Tuesday. So is this insurance fit for purpose. I did get cover as my GP came up with the all clear test results. What if I didn’t travel would this insurance pay me loses. They will comment on her saying sorry get in touch. But they have upheld my complaint saying it’s in the T&C and to try to source alternative insurance via money and Pensions website. That’s a class insurance pull the plug just when you’re about to travel

That was a quick response but if you read my post you upheld my complaint and told me where to get alternative insurance 😡
I don’t think you can add anything more. But willing to submit my information to show its a genuine review and I am a customer

Trust pilot got my details

UPDATE:
Trust Pilot have kindly advised that the Co-op have been in contact, as second time, to ask how they can assist. I guess had the person read the review it would have been 'blindlngly' obvious - I could not contact anyone at the Co-op, by email, voice, cell at get access to my account and I am sure the person called 'Liv" from the Co-op is in fact a 'bot' not a human. However, after waiting 26 minutes on a seventh attempt I managed to speak to a very helpful lady who resolved my issue. She was excellent, but I am sorry the Co-op's wider communications skills need to be reviewed. Communication for a business in 2026 is the life -blood of success or failure.

I recently wrote a review about the Co-operative Bank after I struggled to speak to anyone at the bank, could not access my account, emails were returned and letters not responded to. Trust Pilot advised me that the Co-op asked for more information which I provided. To my surprise Trust Pilot said that if don't provide the Co-op more information they will take my post down. I guess this is how big business operates, the Co-op leans on Trust Pilot and they threaten me. What a shame the Co-op can't just answer the phone, provide a customer service that serves its customers. Ironically having posted my concerns about the Co-op's poor customer service they contacted Trust Pilot within three minutes of my post going live and invited me to contact them - not a phone number, not on an email but via Facebook. As I said initially - Hopeless

Speech ☝🏾 💁🏿‍♂️ difficult disability!

Relay Uk 🇬🇧 Shit! 💩

I find online banking with the Coop really easy and also find it useful to be able to write a message and get a reply with a day or two. I am also really happy to be part of an ethically focused bank, that is really important to me personally.

I spoke to a very helpful and knowledgeable adviser. She was efficient and understood my predicament and sorted my problem very quickly. I have banked with the COOP for many years and I am very happy with the service provided.

Had an appointment with Eva at Stockport branch. My inquiry/task was dealt with perfectly.
Appointment was great, both friendly and professional advisor.

I've banked with them for over 20 years.. Online banking is really easy but also, when you do need to speak to someone they are really nice and helpful. Also I value their commitment to ethical ways of being. Good to be part of a solution rather than the problem

A long established trusted bank with excellent ethics, the app is great - well presented, clear and simple to use.

I bank with the CoOp for ethical reasons, I don’t want my money funding the arms trade, and I think the bank is a force for good in the world.
However, the service from the app (necessary since they closed my nearest branch in Dartford) is poor. It is down so often, it’s massively inconvenient…
Also there is no option to pay in cheques by sending photos to the app (like several other less ethical banks allow…).
I’ve banked with the CoOp for over 30 years, and will continue to do so, but the good feeling from banking in an ethical way comes with a cost.

I have been a member of the Cooperative bank since the age of 15 now 72 I worked for the Cooperative from leaving school so have always trusted an used this bank It has served my needs over the years and I trust it I have had no problems at all and find the service and staff very helpful

Ethical banking. Can do old-fashioned stuff (a cheque from yer gran) at any post office, and the online banking works really simply through a browser (app available too).
Fab fab service by phone if you ever screw up, and when I spent a few grand buying a car (not normal for me) I got quite a grilling before they released the payment to the seller - thats a GOOD thing, I feel they are on my side in trying to protect me from baddies.

Coop bank. All good.

Organised a transfer from another bank. Very smooth process and user friendly app

Someone rang me claiming to be the Co-operative Bank. They were trying to steal £460 and $225. I would not help them and they rang off. I called the 159 service and was put through to the Co-op Bank's fraud dept. They were aware of the attempt and had blocked the payments. As my card numbers are compromised they are issuing a replacement card with different numbers. I feel secure knowing this service is looking after me.

Always happy with how the bank deal with my problems , always very helpful & full of knowledge, polite & solve any problem when I ring them, customer service is spot on.

Had a few issues with set-up but was able to call customer services and everything was sorted quickly and effectively..

Great bank and staff 👏 👌 👍