Decent Tech, but Serious Transparency Issues Regarding Licensing
"I have checked this site thoroughly, and here is my honest advice for anyone thinking of using it.
The site works fine if you want a quick virtual card for small things like a Netflix subscription or a one-time purchase. It’s easy to use and fast. However, you need to know a few important things before you put a lot of money in:
It’s NOT a real bank: Don’t be fooled by the name. This is just an online middleman. It is not a licensed bank, so if the site disappears tomorrow, there is no way to get your money back.
Cards might not work everywhere: Many big sites like Google or Facebook often block these kinds of virtual cards. You might add money to the card and then find out you can't use it where you wanted.
Customer Support is slow: If you have a problem with a transaction, don't expect a fast reply. It’s a high-risk service.
My Advice: Only put in exactly what you need to spend right away. For example, if you want to buy something for $10, just add $10. Never keep a big balance or your savings here. It's a 'disposable' service—use it for small tasks, but don't trust it with big money."