Happy Money Bewertungen 840

TrustScore 4.5 von 5

4.7

Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren

Um die Integrität unseres Portals zu schützen, überprüft unsere automatisierte Software alle Bewertungen – unabhängig davon, ob sie verifiziert sind oder nicht – rund um die Uhr. Diese Technologie identifiziert und entfernt Inhalte, die gegen unsere Richtlinien verstoßen, wie zum Beispiel Bewertungen, die nicht auf einer wirklichen Erfahrungen basieren. Uns ist bewusst, dass wir möglicherweise nicht alles erfassen, doch Sie können uns jederzeit problematische Inhalte melden, die wir Ihrer Meinung nach übersehen haben. Mehr erfahren

Das sagen Bewerter

Bewertet mit 4 von 5 Sternen

Easy application. Fast funding less than 48 hours. Perfect loan amount for my needs. Felt good to consolidate all of my credit card debt to a lower rate, saved me thousands. Interest rate was a b... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

Wow, this was an easy process, and you have no idea how much it relieved my financial debt. I feel that I can breathe again! Thank you Happy Money for giving me another chance with a much lower intere... Mehr ansehen

Bewertet mit 5 von 5 Sternen

Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer... Mehr ansehen

Unternehmen hat geantwortet

Unternehmensdetails

  1. Finanzdienstleistungsinstitut

Vom Unternehmen geschrieben

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Kontaktinformationen

4.7

Hervorragend

TrustScore 4.5 von 5

840 Bewertungen

5 Sterne
4 Sterne
3 Sterne
2 Sterne
1 Stern

Inhalte von echten Menschen stehen bei Trustpilot im Vordergrund. Dieses Unternehmen kann jedoch zusätzlich unser KI-gestütztes Antwort-Tool verwenden, um Hilfe beim Verfassen von Antworten zu erhalten.

So nutzt dieses Unternehmen Trustpilot

Erfahren Sie, woher die Bewertungen stammen und wie sie ausgewertet und moderiert werden.

Unternehmen auf Trustpilot dürfen keine finanziellen oder anderweitigen Anreize oder Gegenleistungen für das Verbergen von Bewertungen anbieten. Bewertungen spiegeln die Meinung einzelner Nutzer wider und nicht die von Trustpilot. Mehr erfahren

Bewertet mit 5 von 5 Sternen

I had a great experience

I had a great experience with this company. I got the money in the three business days sent straight to my bank.

19. April 2026
Happy Money-Logo

Antwort von Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Bewertet mit 5 von 5 Sternen

Payed off a lot of credit card debt…

Payed off a lot of credit card debt nice to have me st of my paycheck going back to me at 62 and getting ready to retire it was very important to take care of this stuff.

18. April 2026
Happy Money-Logo

Antwort von Happy Money

Hi, we are so happy you've had a wonderful experience. 🥳 We love helping people achieve their goals!

Bewertet mit 2 von 5 Sternen

I wish I could give this company a good…

I wish I could give this company a good review. Initially, the loan process was fast and easy. My loan was funded relatively quickly, but I don’t have much experience with personal loans so I don’t know how long other companies usually take. I believe I was funded within 14 days.
I have to leave a poor review because I recently requested to add additional money onto my personal loan after having completed a 65% payoff of my loan and was denied based on my performance with the company. Mind you I have never missed a payment and the only time that I was late on a payment was when I was making an additional payment to the principal and the payment failed so although I have a record of automatic payments for my loan on the same day every month they still didn’t qualify me for a loan increase. Their reasoning was asinine. I attempted to call in and discussed this with a customer service representative, but they have no power or no desire to reevaluate criteria overall, I am pretty disappointed with my experience.

17. April 2026
Bewertung ohne vorherige Einladung
Happy Money-Logo

Antwort von Happy Money

We’re sorry to hear that your experience did not meet your expectations. If there is anything we can assist you with or do to enhance your experience, please let us know. You can reach our team at support@happymoney.com or 1-800-878-090, Monday-Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Bewertet mit 4 von 5 Sternen

Easy, Breezy

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and easy to use. The only thing I would like to see different, is a better app, that lets you both download your payment schedule and loan terms. There were a couple of times, I couldn't remember how long my loan was for, and because i wanted to make sure it was paid off on-time, I had to dig around for the original paperwork to see my loan term.

17. April 2026
Happy Money-Logo

Antwort von Happy Money

We're happy you found our loan process straightforward and appreciate your feedback on the app. Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Bewertet mit 5 von 5 Sternen

Easy to use

Easy to use. Easy to maintain. Thank you for helping me in a time I really needed it.

17. April 2026
Happy Money-Logo

Antwort von Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness!

Bewertet mit 5 von 5 Sternen

I was trying to get a loan with many…

I was trying to get a loan with many companies including the 2 companies with I had loan, being a good payer and with a small debt and It was impossible until I contact you

16. April 2026
Happy Money-Logo

Antwort von Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Bewertet mit 5 von 5 Sternen

Happy Money

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed.
I had to resort to credit cards to pay off bills and after her delivery my max out credit cards came punching me hard leaving me stressed and restless.
Surprisingly, my loan was approved within 10 minutes and deposited to my account in less than a week. I’ve paid most of the cards and can now have very happy moments with the family and little baby. Happy Money is the way out for people with my situation. I’ve been given options to choose a date for payment and the monthly payment will allow me to put bread and butter matter to rest. Thank you Happy Money 🙏🙏🙏

27. März 2026
Happy Money-Logo

Antwort von Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness! It's wonderful that Happy Money has helped with your credit cards, allowing you to focus on your family.

Bewertet mit 5 von 5 Sternen

The approved me fast and easy

The approved me fast and easy . Thanks for the help

13. April 2026
Happy Money-Logo

Antwort von Happy Money

We're happy to hear that the approval process was fast and easy for you! Thank you for your positive feedback; it means a lot to us.

Bewertet mit 5 von 5 Sternen

Approval process seamless

Approval process seamless. Overall I had an exceptional experience!

11. April 2026
Happy Money-Logo

Antwort von Happy Money

We're happy to hear that the approval process was seamless for you! Thank you for the review!

Bewertet mit 5 von 5 Sternen

Low APR

Low APR. Easy application process.

2. April 2026
Happy Money-Logo

Antwort von Happy Money

We're happy to hear that you found the application process easy and the APR low. Thank you for your feedback!

Bewertet mit 5 von 5 Sternen

Super easy

Easy quick and when I did have to email customer service it was fast response

12. April 2026
Happy Money-Logo

Antwort von Happy Money

We're happy to hear that our service was quick and easy for you. We appreciate your feedback regarding our fast customer service.

Bewertet mit 5 von 5 Sternen

Made experience very easy

Made experience very easy. Very easy to set everything up and explained everything very easily

11. April 2026
Happy Money-Logo

Antwort von Happy Money

We're happy to hear that the setup was easy and the explanation was clear. We appreciate you taking the time to share your positive experience!

Bewertet mit 5 von 5 Sternen

Ease of application

Ease of application - all online
Received approval & loan within a week
Every detail taken care of by process -
No questions or confusion.
Amazing company

27. März 2026
Happy Money-Logo

Antwort von Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Bewertet mit 5 von 5 Sternen

Best loan experience by far!

Best loan experience by far! I got a low rate for the amount of time I requested. Money was available in the time frame they provided.

14. März 2026
Happy Money-Logo

Antwort von Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Bewertet mit 5 von 5 Sternen

Fast & efficient lending

Fast & efficient lending. Highly recommend!!

30. März 2026
Happy Money-Logo

Antwort von Happy Money

We're glad you had a fast and efficient lending experience. Thank you for your recommendation; it means a lot to us.

So funktioniert Trustpilot

Auf Trustpilot hat jeder die Möglichkeit, Bewertungen abzugeben. Der Verfasser einer Bewertung kann diese jederzeit bearbeiten oder löschen, und die Bewertungen werden angezeigt, solange der jeweilige Nutzer-Account aktiv ist.

Unternehmen können über automatische Einladungen zur Bewertungsabgabe einladen. Diese Bewertungen werden mit dem Hinweis „verifiziert“ versehen, um darauf hinzuweisen, dass es sich um echte Erfahrungen handelt.

Erfahren Sie mehr über die verschiedenen Arten von Bewertungen.

Zum Schutz unseres Portals setzen wir auf eine Kombination aus spezialisierten Mitarbeitern und cleveren Technologien. Erfahren Sie, wie wir gefälschte Bewertungen bekämpfen.

Erfahren Sie mehr darüber, wie Bewertungen auf Trustpilot gehandhabt werden.

Hier ​finden Sie 8 Tipps für das Schreiben von Bewertungen.

Die Verifizierung hilft sicherzustellen, dass es sich bei den Bewertungen, die Sie auf Trustpilot lesen, um Bewertungen von echten Menschen handelt.

Anreize für das Schreiben von Bewertungen anzubieten oder selektiv zur Bewertungsabgabe einzuladen, kann den TrustScore verfälschen. Deshalb verstößt beides gegen unsere Richtlinien.

Erfahren Sie mehr