Easy application. Fast funding less than 48 hours. Perfect loan amount for my needs. Felt good to consolidate all of my credit card debt to a lower rate, saved me thousands. Interest rate was a b... Mehr ansehen
Unternehmen hat geantwortet
Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren
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Das sagen Bewerter
Wow, this was an easy process, and you have no idea how much it relieved my financial debt. I feel that I can breathe again! Thank you Happy Money for giving me another chance with a much lower intere... Mehr ansehen
Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... Mehr ansehen
Unternehmen hat geantwortet
I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer... Mehr ansehen
Unternehmen hat geantwortet
Unternehmensdetails
Vom Unternehmen geschrieben
Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.
Kontaktinformationen
21515 Hawthorne Blvd, Suite 200 , 90503, Torrance, Vereinigte Staaten
- 1-800-878-0901
- success@happymoney.com
- happymoney.com
4.7
Hervorragend
840 Bewertungen
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Erfahren Sie, woher die Bewertungen stammen und wie sie ausgewertet und moderiert werden.
Farming karma
They emailed me repetitively to post a positive review. It is a subprime loan, with a high interest rate. Have a plan to pay when you apply.
30. April 2026
Antwort von Happy Money
We appreciate your feedback and time. We apologize for the repetitive emails.
Love this bank.
30. April 2026
Antwort von Happy Money
Thank you for the review! We love empowering people to use money as a tool for their happiness!
Easy process
Easy process, fast money deposits and clear disclosure from the company offers.
30. April 2026
Antwort von Happy Money
We're happy to hear that you found the process easy and the disclosures clear. Thank you for your positive feedback!
Received the help I needed and at first…
Received the help I needed and at first I thought I wasn’t going to get approved which was ok with me and a few days later to my surprise I got the loan. Thankful for the people I dealt with.
18. April 2026
Antwort von Happy Money
We're happy to hear that you received the help you needed and were approved for the loan. We appreciate you sharing your experience and are thankful for your positive feedback.
Antwort von Happy Money
We're glad you were pleased with the smoothness of the process. Thank you for your positive feedback; we appreciate it.
It was a quick process and the info…
It was a quick process and the info helped me make a final decision. No hassles or unnecessary phone calls or texts.
9. April 2026
Antwort von Happy Money
Thank you for the review! We love empowering people to use money as a tool for their happiness!
I really appreciate the opportunity of…
I really appreciate the opportunity of working with you all. I haven’t received my loan documents in the mail and I would like to know. Is there a prepaid penalty on paying this loan off early?
26. April 2026
Antwort von Happy Money
Thank you for the review! The Happy Money loan is a personal, unsecured installment loan meaning the loan itself is not backed by any asset or collateral and the loan is funded to the member directly. Consumers can always pay the loan off early to save money in interest; we do not have any prepayment penalties.
Extremely easy to apply
Extremely easy to apply. It was quick and the money was in my account when stated. Happy Money made me Happy!
24. April 2026
Antwort von Happy Money
We're happy to hear that the application process was extremely easy and quick. We're glad the money arrived on time and that we made you happy!
It was a fairly quick and easy process
It was a fairly quick and easy process. When I had a question it was answered rather quickly. So far I would use Happy Money again when I am looking for a loan.
23. April 2026
Antwort von Happy Money
We're happy the process was quick and easy, and that our answers were prompt! We appreciate your feedback and are glad you had a positive experience.
Happy Money was the easiest process I…
Happy Money was the easiest process I have ever experienced getting a loan. I don’t like talking on the phone and only had to have one conversation during the process.
23. April 2026
Antwort von Happy Money
Hi, we are so happy you've had a wonderful experience. We love helping people achieve their goals!
Very happy with how easy it was to get…
Very happy with how easy it was to get the loan and set up I would definitely recommend your company
22. April 2026
Antwort von Happy Money
We're happy to hear that the loan process was easy, and the setup met your expectations. We appreciate you recommending Happy Money!
Great customer service ..patient
Great customer service ..patient, helpful with pertinent information, encoraged optimism and gave me the results I was looking for'
9. April 2026
Antwort von Happy Money
We are happy to hear that our customer service was helpful and provided you with the information and results you needed. We appreciate your positive feedback!
Trustworthy
It was easy to apply and receive the funds. My only issue was that my APR was high even though I have excellent credit. I wasn't allowed to change it either.
22. April 2026
Antwort von Happy Money
We appreciate you sharing your experience. We're glad the application process was easy. We regret that the APR was higher than you expected.
EXCELLENT SERVICE
EXCELLENT SERVICE! VERY VERY COMMITTED TO HELPING ME RECEIVE MY LOAN IN A VERY TIMELY MANNER. MADE PROVIDING INFORMATION TO SECURE THE LOAN AN EASY TASK CONSIDERING OTHERS WERE VERY DIFFICULT IN WANTING OVER THE TOP INFORMATION. I HIGHLY RECOMMEND HAPPY MONEY TO ANYONE NEEDING A QUICK AND PAINLESS LOAN!
18. April 2026
Antwort von Happy Money
We're happy to hear that you had such a positive experience! We appreciate you highlighting our commitment to providing timely and accessible loan services. Thank you for recommending us!
When I needed why questions answered…
When I needed why questions answered the had all the right things answered with clearity. Got approved didn't hurt
20. April 2026
Antwort von Happy Money
We're happy to hear that we provided clarity and the right answers for your needs. Thank you for sharing your positive experience with us!
Fast and easy process
Fast and easy process! Highly recommended! Thank you Happy Money!
20. April 2026
Antwort von Happy Money
We're glad you found the process fast and easy! Thank you for recommending us; we appreciate your positive feedback very much.
The only company that didn't give me…
The only company that didn't give me the Run around, easy to apply and approved quickly!!!!
20. April 2026
Antwort von Happy Money
We're happy to hear that our application process was easy and fast. Thank you for your positive feedback; we appreciate it greatly!
Antwort von Happy Money
Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!
Very easy and shame-free
From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly appreciate all the agencies involved for giving me the chance to restart without feeling ashamed about my debt.
20. April 2026
Antwort von Happy Money
We're happy to hear that the process was smooth and straightforward, from start to finish. Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.
My experience with Happy Money was very…
My experience with Happy Money was very positive - it was easy to set up and the terms were reasonable.
17. April 2026
Antwort von Happy Money
We're happy to hear that setting up your account was easy and our terms met your expectations. Thank you for sharing your positive experience with us!
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