Happy Money Bewertungen 840

TrustScore 4.5 von 5

4.7

Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren

Um die Integrität unseres Portals zu schützen, überprüft unsere automatisierte Software alle Bewertungen – unabhängig davon, ob sie verifiziert sind oder nicht – rund um die Uhr. Diese Technologie identifiziert und entfernt Inhalte, die gegen unsere Richtlinien verstoßen, wie zum Beispiel Bewertungen, die nicht auf einer wirklichen Erfahrungen basieren. Uns ist bewusst, dass wir möglicherweise nicht alles erfassen, doch Sie können uns jederzeit problematische Inhalte melden, die wir Ihrer Meinung nach übersehen haben. Mehr erfahren

Das sagen Bewerter

Bewertet mit 4 von 5 Sternen

Easy application. Fast funding less than 48 hours. Perfect loan amount for my needs. Felt good to consolidate all of my credit card debt to a lower rate, saved me thousands. Interest rate was a b... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

Wow, this was an easy process, and you have no idea how much it relieved my financial debt. I feel that I can breathe again! Thank you Happy Money for giving me another chance with a much lower intere... Mehr ansehen

Bewertet mit 5 von 5 Sternen

Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer... Mehr ansehen

Unternehmen hat geantwortet

Unternehmensdetails

  1. Finanzdienstleistungsinstitut

Vom Unternehmen geschrieben

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Kontaktinformationen

4.7

Hervorragend

TrustScore 4.5 von 5

840 Bewertungen

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1 Stern

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Bewertet mit 5 von 5 Sternen

Fast and easy

Fast and easy

5. Mai 2026
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Antwort von Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness!

Bewertet mit 5 von 5 Sternen

Fast and easy to apply

Fast and easy to apply. I got approved in minutes online.

4. Mai 2026
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Antwort von Happy Money

We love to hear it! Money really can be a tool for happiness.

Bewertet mit 4 von 5 Sternen

So far I’m very pleased with Happy…

So far I’m very pleased with Happy Money. When my job closed its doors unexpectedly Happy Money got me the money I needed to maintain, quickly. The application was an easy process! I just wish I could make extra little payments towards my monthly note rather than having to wait until my scheduled payment date but Other than that so far, it’s been a positive experience!

5. Mai 2026
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Antwort von Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness! You are able to schedule additional payments by logging into the member portal or you can reach our team at support@happymoney.com or 1-800-878-090, Monday-Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Bewertet mit 5 von 5 Sternen

My experience was great

My experience was great. No issues and nthe process was smooth

5. Mai 2026
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Antwort von Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness!

Bewertet mit 5 von 5 Sternen

The ease with which I secured the loan…

The ease with which I secured the loan made the process stress-free. I was back to sleeping through the night and not thinking about how I would ever get out of debt. Thank you, Happy Money, you certainly made me very Happy.

5. Mai 2026
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Antwort von Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Bewertet mit 1 von 5 Sternen

The beginning of the process was great

The beginning of the process was great. Easy to apply and a fast approval turnaround. The loan funded, I was happy! I noticed the loan only partially funded, so I reached out. After a long time on the phone I was told my loan was not approved. I was confused. I said, yes it was, I have the approval letter and the loan was partially funded. The agents I spoke to had no record of the funds being deposited. After a few days, I was told the loan was not approved because I had my husband's income included as additional income. I was still confused -- why was not that correct in the application/underwriting process. I have almost a perfect credit score and ample income to support the loan. I was then contacted a few days later and told I need to immediately return the funds that were deposited. I told them I already used the funds for the purpose of the loan -- part of it anyway. I received a few threats. I told them, look, I spent the money for the debt consolidation and that I would definitely make the originally agreed to payments, however, I was not going to write them a check. More threats came. I told them they need to do better. There I was waiting for the entire loan to fund a couple weeks after the initial deposit, nobody ever reached out to me in any way, I had to reach out to them. Needless to say, I did not get to pay off all of the debt I wanted to as part of the process, just the one that was covered with the partial funding.

5. Mai 2026
Bewertet mit 5 von 5 Sternen

So easy

So easy!
Love the website and setting up my auto payments.

5. Mai 2026
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Antwort von Happy Money

We're happy to hear that our website is easy to use, and you love setting up auto payments. Thank you for your feedback!

Bewertet mit 5 von 5 Sternen

Quick and easy.

It was quick and easy to use thr website! I got the offer the same day and the money to pay off my credit cards hit my bank account in less than 4 days! It been a huge relief off my shoulders. 1 easy payment a month instead of 15 cards!

3. Mai 2026
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Antwort von Happy Money

We're happy to hear that our website was quick and easy for you to use. It's great to know that you received your offer quickly and that consolidating your credit cards has been a huge relief. Thank you for your positive feedback!

Bewertet mit 5 von 5 Sternen

I would like to thank you for having faith in me and giving me this loan, I have paid off all my credit cards, and knowing exactly when this loan will be paid in full is a God send, Thanks again.

I couldn't get any help with trying to get my credit cards paid off, I fought it for 5 years, thanks to Happy Money I have paid off all my credit cards, and finally have a pay off date. Thanks so much for having faith in me and helping me with this loan. God Bless 😊🙏

3. Mai 2026
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Antwort von Happy Money

We're happy to hear that we could help you achieve your financial goals. Thank you so much for sharing your positive experience; we appreciate your kind words.

Bewertet mit 5 von 5 Sternen

Satisfy customer

I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer to Happy Money by Experian when I created an account with them. Happy Money got many loan options and it's pretty straight forward and with the loan shark (credit card companies) finally taken care of I feel much more relief and felt like a new beginning. Thanks again to Experian & Happy Money!

2. Mai 2026
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Antwort von Happy Money

We're happy to hear that you found a suitable loan option through our platform. It's great to know that we could provide a straightforward process to help you manage your credit card bills. We appreciate your positive feedback!

Bewertet mit 5 von 5 Sternen

The application was easy

The application was easy. I'm so grateful for Happy Money. My funds did exactly what I needed it to do.

2. Mai 2026
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Antwort von Happy Money

We're happy to hear that the application process was easy and that our services met your needs. Thank you for sharing your positive experience with us!

Bewertet mit 5 von 5 Sternen

When every other company turned their…

When every other company turned their backs on me or made it require impossible collateral, Happy Money was there for me. I had debt I needed to consolidate so that I could get a fresh start from previous reliance on credit due to some hardships and tough times with my family. I was able to pay off every single card, and have one consolidated payment with much better interest. Overall, it will heavily reduce my total money spent, my credit is already up over 100 points, and I've learned how to use my money better. I was nervous that things wouldn't work out because of so many random reviews across many customers and platforms of different lenders and how it didn't work out, etc. but rest assured, happy moneys process was quick, simple, and done all online. Money came super fast and I am have relieved so much financial stress. Once this is paid off, I will be in an even better spot than ever in my life.

30. April 2026
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Antwort von Happy Money

We're happy to hear that we could assist you. It's wonderful that you were able to consolidate your debt and improve your financial situation. We appreciate you sharing your positive experience with our quick and simple online process.

Bewertet mit 5 von 5 Sternen

Great Service

I loved how it was a quick and easy process to sign up and the money hit my account in a timely manner. The monthly payments are affordable with convenient options to choose from. It really helped me out of my financial bind in my time of need.

1. Mai 2026
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Antwort von Happy Money

We're happy to hear that the sign-up process was quick and easy, and that the money arrived promptly. Thank you for the review!

Bewertet mit 5 von 5 Sternen

excellent service

excellent service, smooth to complete the paper work and right to the point, no hassle. Very easy transition. When others deny me! they approve me and the money was in my account in 3 days like they told me.
Excellent cust. service.

30. April 2026
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Antwort von Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

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