Any Westboro Management or Mortgage Company RUN or be prepared to pay up or lose your home
This company appears like a legit company, yet every aspect is a scam, and their connections appear to run deep, with collusion not just limited to lawyers for closing but also title insurers and judges.
I can back up everything I say with proof, which took me some time to understand the evidence of fraud I have against them. They are not beyond having your lawyer—whom you found for closing—switching to their side; a commissioner of oaths in conflict of interest sprung on you at the time of signing; a legal office coercing you into signing; claiming you signed terms you didn’t; registering documents using your ID and signature without your knowledge; multiple unregistered partnerships which FSRA turns a blind eye toward; changing mortgage terms after signing to charge me $400 extra monthly without my knowledge or agreement; and adding extra terms to title and registration after closing to secure foreclosure and ensure you have limited funds left to defend yourself with a lawyer when they come knocking.
And to top it off, court staff and judges doing their bidding—especially the London Superior Court—has been my honest experience, and I have proof to support it.
Derek Sara misrepresents himself on their website, claiming he is a broker, yet he is simply a mortgage administrator funding mortgages through one partnership, Westboro Management Ltd., and authorizing Westboro Mortgage Investment Corp. and Westboro Mortgage Investment LP simultaneously, which is not even registered as a Mortgage Administrator while enforcing a mortgage. Yet they are not registered with FSRA in their respective capacity of operation—and while FSRA plays the hypocrite penalizing other companies and making examples out of them, when FSRA is presented proof of identical violations by Westboro group of shell/cell entities, they make excuses and partner with them, insulting the people they are mandated to serve. One big pot of dishonesty, smoke screens, and “catch me if you can.”
If anyone looking for a mortgage thinks it is worth it because they make terms appealing, I am sure they will live to regret it—even if they do not later come here to share their review. Online reviews about them are no lie. They will harass you, charge illegal fees, and are not afraid to send people from Ottawa to show up at your door to frighten you into abandoning your property so they can claim extra fees not even provided within their contract.
One person was sent to my former home, and for that one person they charged fees not in their agreement for “Property Management,” which they don’t even offer as they had never set foot on the property before . That person took pictures of my vehicle license plate, document my meter, camped out at the house, and even commented about the light inside when no one was hiding.
Had I known as much about my rights then as I do now, I would have taught them a lesson in legal rights. This is my honest experience. When it came to court, staff presented wrong information, and judges flat out claimed they wouldn’t even look at my evidence—while advising their lawyers what documents to present so they would rule in their favor.
They had the sheriff post a writ on the door without even serving notice, and they continued attempting to harass me. I refused to leave until a court ruling, because if you leave before a court ruling, that is an instant $1,000 fee you’ve just given away without them setting foot on the property, claimed as the cost of “possession.” Even more preposterous than their Property Management fee—where they did not provide any property management service, but allowed their so-called “curbside inspector” from Ottawa to also charge as both inspector and property manager, in addition to a $500 late fee, all to justify their sending someone from Ottawa to Ontario to violate my section 8 rights.
When the house was listed for sale, they sabotaged the sale so the realtor dropped the listing this way they can claim losses through the title insurance.
If anyone is in a mortgage with them, I am sure I can show you the loopholes within their documents and point out any fraud within it. But with FSRA’s dishonesty, you must secure a lawyer with guts—or the judge may likely be on their side. That is the only way truth, fairness, and justice will prevail in your case.