Wescot Credit Services Ltd Bewertungen 

Having worked in Lloyds Bank and helped people to sort out their finances, I never thought I would be in the same position, through no fault of my own. In short when I had to leave the Bank at 60 as I was the first phase of the state pension and missed my pension by 7 weeks! Lloyds at the time, had a policy where from 60 onwards you could only work 3 days and must be in possession of your state pension. I had a staff loan from Lloyds at a staff rate and was forced to put this onto interest only paying £1 a month. This loan was passed to many lenders who treated me like dirt, but Wescot have always been respectful and caring. I got a job at 62 and retired at 71, and paid everything back in full except this loan and, as im retired and don’t get any benefits, I can only continue to pay £1 a month. However, when I worked helping others who found themselves in debt, I would have been proud to pass their debts onto Wescot.

The Wescot agent was excellent and made me aware of the help Wescot could provide. He put my mind at rest and was thoroughly professional.

Communications always clear, calls always quickly answered and the agents have always been clearly spoken ( I'm a bit deaf) willing to answer questions and very patient.
Payment by direct debit is easy and regular updates useful.

Reception was good
Assistance was good

Just had major heart attack.
Very understanding, professional staff,helped me in time of need.
THANK YOU.

Wescot are really understanding there worked out a plan for me and where very good to help me out, thank you.

I took on the management of my partner's credit card debts few years ago and in that time I've had numerous phone conversations with Wescot agents.
I have always, without exception, found them to be polite, understanding and very empathetic to the situation. I have never experienced any form of pressure from Wescot.
As a sole trader for practically all my working life I appreciate the importance of good customer relations and I can only commend Wescot's staff whole heartedly.

I am going through a very rough patch and speaking with staff, has helped me immensely. They were far more empathetic to my situation than I was expecting and, because of this I felt less anxious as we spoke. They realise that when life becomes increasingly difficult, allowing people the opportunity to rectify their problems, gives them the opportunity to become self sufficient again. Just be truthful genuine and respectful and you will see what I mean.

I am extremely disappointed with the conduct of this company during what has already been a very difficult time for my family.
After informing them of my mother’s passing, I have experienced ongoing issues and a complete lack of empathy. Most recently, despite a new payment arrangement being agreed—at a higher amount than originally agreed —they failed to acknowledge my email and instead chose to contact a widower directly, applying unnecessary pressure shortly after he had lost his wife to increase his payments by hundreds of pounds per month.
This approach is not only insensitive but entirely unacceptable. They bypassed the person actively managing the account and caused avoidable stress to someone already dealing with bereavement.
We have complied and ensured a payment is set up that is more than the original payment yet this does not appear good enough!
Throughout my dealings with them, I have felt that we have been treated with a complete lack of compassion or basic decency. No understanding —just relentless and impersonal pressure.
This company’s behaviour is deeply concerning and, in my view, warrants investigation. No one should be treated this way, especially during such vulnerable circumstances.

Shannon's customer service was exemplary!

Your colleague, ONTLA, was very patient, helpful, knowledgeable. It was a great pleasure to be helped by ONTLA. 5 STAR CUSTOMER SERVICE

Why do they make it so difficult to pay ?

I completed a full private remedy process with this company and served a Notice of Dishonour & Perfected Claim.They did not provide any verified claim or lawful rebuttal.This message stands as public notice that the matter is recorded in dishonour and remains unrebutted. This company continues to ignore my request.

Been brilliant with me, cleared a credit card debt nice and easy, always made sure I had the money to pay. Customer service was brilliant.

I called Westcot Credit Services last week and was passed to the team that deals with struggling. I am a pensioner and was caught off guard by this lady who bombarded me with finance questions and I found it terribly harassing. I am very very upset and my husband who looks after me has a diagnosis of acute anxiety. How could they treat me like this? Shameful.

I also have received a letter claiming that I owe over a hundred pounds to Paypal.

I didn't phone Wescot to avoid them having my number on file, and then use it to pester me by yet another means of communication!

Instead, I emailed contactusATwescot.co.uk asking to provide evidence as to my liability for the debt in question. Instead they emailed me back demanding I provide further personal details (full name, address and date of birth, previous address and postcode, other email addresses... the lot!). I used this email to report them to reportfraud.police.uk for identity theft attempt.

I hope this course of action helps others.

I also emailed phishingATpaypal.com to report what is happening but I haven't heard back, which is disappointing.

Spoke to Maya today, amazing customer service, answered my questions and resolved what needed to be done. Need more telephone advisors like Maya!

I am being harassed these days by these scammers, claiming I owe Yorkshire Water, they had no previous address of mine and tried to get me to tell them my current address. They also said I shouldn't contact YW but I know I actually closed my account when I moved out over a year ago, as I cannot login anymore to check this so-called "debt". Where can I complain against them, please? Deffo trying to scam me.

My experience is based on multiple dealings with Wescot. Every 6 months they insist on updating your file with an affordability assessment, which is great if you need help but, it always seems to end up at the end with Wescot asking you to pay more money "to clear the debt faster." Today their agent requested that I use 90% of my disposable income in to paying off my debt with them. How is that feasible in any way? the minute an unexpected bill comes along, perhaps a dentist appointment, a household item breaking, loss of earnings due to being ill, you're not going to start missing payments and you start to accrue even more debt. Wescot are a complete disgrace and their work practice needs investigating in my opinion.