Even-though the interest rate is high when I first took out a ($800 loan @ 490%) now down to (460% for my second $800 loan) I just took out, Spotloan as a company is right there when you need them the... Mehr ansehen
Unternehmen hat geantwortet
Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren
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Das sagen Bewerter
1-Star Review for Spotloan Spotloan is one of the worst loan experiences I've ever had. Their loans come with extremely high fees and hidden interest that they don't make clear upfront. What looks... Mehr ansehen
Unternehmen hat geantwortet
I have had quite of few loans from spotloan. I like the fact that you get an actual timeline and you see your balance going down unlike other similar agencies. They do actually lower your interest rat... Mehr ansehen
Unternehmen hat geantwortet
The fact that spotloan calculated the payments better than others, adding additional to them so the loan is being paid off versus barely making a dent. Others just add the payment plus the processing... Mehr ansehen
Unternehmen hat geantwortet
Unternehmensdetails
Vom Unternehmen geschrieben
We’re here to help when you need a little extra cash. Our loans are better than payday loans - they’re installment loans. You’ll get the cash you need quickly at up to half the cost of other lenders. No late fees. No surprises. Even if you've been denied by other lenders, Spotloan may still be your answer. We say yes when other lenders say no. And, every loan with Spotloan contributes to economic growth and the betterment of a community in need. Learn more at Spotloan.com.
Kontaktinformationen
P.O. Box 720, 58316, Belcourt, Vereinigte Staaten
- (888) 681-6811
- help@spotloan.com
- www.spotloan.com
4.2
Gut
28’961 Bewertungen
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Not what you think. You’ll go broke with this loan.
It’s almost like robbery. Didn’t know until today I’ve payed over $2,000 already and still says I owe $620 on a $500 loan. Don’t get this loan unless they give you a good APR rate 😂 didn’t realize it was 490%. You just dig yourself a deeper hole getting this loan.
1. Juli 2025
Bewertung ohne vorherige Einladung
Antwort von Spotloan
Thank you for taking the time to leave a review. At Spotloan, we strive to provide a great loan product that helps customers with their emergency expenses. Further, we ensure that our interest rate and payment details are clearly listed on our homepage, on our website FAQ page, as well as on the loan agreement. This said we do encourage borrowers to pay off their loans as soon as possible to avoid accruing interest. In addition, we have no penalty for early repayment.
Spotloan is a terrible company to…
Spotloan is a terrible company to borrow. The money your borrowed will need to be paid 5 times the amount your borrowed which is insane. Do not get caught by this easy approval loan. YOU WILL REGRET IT!!!!!
31. August 2024
Bewertung ohne vorherige Einladung
Antwort von Spotloan
Thank you for taking the time to leave a review. At Spotloan, we strive to provide a great loan product that helps customers with their emergency expenses. Further, we ensure that our interest rate and payment details are clearly listed on our homepage, on our website FAQ page, as well as on the loan agreement. This said we do encourage borrowers to pay off their loans as soon as possible to avoid accruing interest. In addition, we have no penalty for early repayment.
I knew I would find lots of bad reviews…
I knew I would find lots of bad reviews here. Very high rate which is a total rip off. Customer support was also very slow. I had high hopes for this company but I learnt the hard way. I had a better experience with Inferno Loans, after doing some digging online. Best one yet.
3. Mai 2025
Bewertung ohne vorherige Einladung
Antwort von Spotloan
Thank you for taking the time to leave a review. At Spotloan, we strive to provide a great loan product that helps customers with their emergency expenses. Further, we ensure that our interest rate and payment details are clearly listed on our homepage, on our website FAQ page, as well as on the loan agreement. This said we do encourage borrowers to pay off their loans as soon as possible to avoid accruing interest. In addition, we have no penalty for early repayment.
I wouldn’t recommend going this route
I wouldn’t recommend going this route, yes you will get approved quickly but you’re gonna pay back 5 times the amount borrowed and I don’t feel it’s worth it. I got a loan for $800 and had to pay back almost $3000, never again!!!!
4. Dezember 2024
Bewertung ohne vorherige Einladung
Antwort von Spotloan
Thank you for taking the time to leave a review. At Spotloan, we strive to provide a great loan product that helps customers with their emergency expenses. Further, we ensure that our interest rate and payment details are clearly listed on our homepage, on our website FAQ page, as well as on the loan agreement. This said we do encourage borrowers to pay off their loans as soon as possible to avoid accruing interest. In addition, we have no penalty for early repayment.
Questionable customer service
I have been trying to get a loan for the past 2 days. They keep sending me a link to upload my face(?) but even though I have given them access it will not work. I called 3 times yesterday and could not get any help. They just tell me to restart my phone which I tried but that isn't the problem. Today I am having trouble with my phone and now have 22 (!) emails from these people! They won't answer questions, they refuse to tell me what they need so I can possibly upload it in an email. They just keep repeating the same things over and over again. They will not help me. Very upsetting.
30. Mai 2025
Bewertung ohne vorherige Einladung
Antwort von Spotloan
Thank you for taking the time to leave a review for us. Though we would like to help you, unfortunately, we are unable to locate your account. Please contact us at help@spotloan.com or (888) 681-6811 so that we can further assist you. When calling in, please ask for Renae B as she was made aware of your frustrating experience. Hope to hear from you soon!
Antwort von Spotloan
Hello, and thank you so much for your positive review. At Spotloan, we strive to provide a great loan product that helps customers with their emergency expenses. However, we do encourage borrowers to pay off their loans as soon as possible to avoid accruing interest. In addition, we have no penalty for early repayment!
Antwort von Spotloan
Thank you so much for your positive review. For customers who accepted their loan terms on a Monday through Friday, before 11:30 a.m. CT, Spotloan will transfer the money to their bank by the end of the business day. For loan terms accepted on a Monday through Thursday between 11:30 a.m. CT and 8 p.m. CT, Spotloan will transfer the funds to their bank overnight. For loan terms accepted on a Friday after 11:30 a.m. CT through any time on Sunday, Spotloan will transfer their money over the weekend and it will be waiting at the bank on the next business day. We agree - that’s quick and easy!
I am a returning customer
I am a returning customer, Spotloan has always been there for me when ever I need them. I always receive excellent customer service from Spotlaon.
11. April 2025
Bewertung ohne vorherige Einladung
Antwort von Spotloan
At Spotloan, we pride ourselves on our ability to help customers with emergency expenses tied to rent, medical bills, or even car repairs. We’re so glad that we were able to help you in your time of need! Thanks for taking the time to leave such a positive review!
Antwort von Spotloan
Thanks so much for taking the time to leave a positive review about Spotloan! We work hard to ensure our customers receive a great experience. We really do appreciate the recognition!
Antwort von Spotloan
Thanks so much for your positive review. Here at Spotloan, we work really hard to provide transparency in what we offer and to ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Antwort von Spotloan
Thanks so much for taking the time to leave a positive review about Spotloan! We work hard to ensure our customers receive a great experience. We really do appreciate the recognition!
Spotloan was readily accessible…
Spotloan was readily accessible whenever needed. The application process and repayment details are straightforward.
12. März 2025
Antwort von Spotloan
Thank you for taking the time to leave such a great review. We pride ourselves on an easy application process. We’re pleased to see that you felt we met our goal! Thanks again.
I would've given them all 5 stars but…
I would've given them all 5 stars but the interest rate is way too high. I can't believe that I have utilized this business but I've had no other options. I hope that I won't need to use you in the future but if I do, I'll reach back out to you. My review is still the same. Please reduce the interest rate on these loans.
27. März 2025
Antwort von Spotloan
Thanks so much for your review, though we’re sorry if we didn’t create the experience that you would have expected. That said, for our customers who have successfully completed their previous loans, we're pleased to be able to offer a lower APR as early as their second loan, and an even lower APR with their tenth loan. If we can do anything to make it better, please contact us at help@spotloan.com or (888) 681-6811. We’re happy to help!
Antwort von Spotloan
Thank you so much for your positive review. For customers who accepted their loan terms on a Monday through Friday, before 11:30 a.m. CT, Spotloan will transfer the money to their bank by the end of the business day. For loan terms accepted on a Monday through Thursday between 11:30 a.m. CT and 8 p.m. CT, Spotloan will transfer the funds to their bank overnight. For loan terms accepted on a Friday after 11:30 a.m. CT through any time on Sunday, Spotloan will transfer their money over the weekend and it will be waiting at the bank on the next business day. We agree - that’s quick and easy!
Antwort von Spotloan
Thanks so much for taking the time to leave a positive review about Spotloan! We work hard to ensure our customers receive a great experience. We really do appreciate the recognition!
You did what said would do
28. März 2025
Antwort von Spotloan
Thanks so much for your positive review. Here at Spotloan, we work really hard to provide transparency in what we offer and to ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
A satisfied Spotloan customer
For years, I tried to get a loan from Spotloan. Last year I was able too get one. The money came right on time. It worked around my pay period to pay back the loan. I paid it all back in year and instantly approved for a new loan. This company is recommended by me.
27. März 2025
Antwort von Spotloan
We really appreciate you taking the time to leave such a positive review. We strive to provide an excellent experience to all of our customers and we are so happy that we were able to do that for you. Thanks again!
I liked the ease of applying and the…
I liked the ease of applying and the service you offer. What is hard is the high payments and high interest rates.
27. März 2025
Antwort von Spotloan
Thank you for taking the time to leave such a great review. We pride ourselves on an easy application process. We’re pleased to see that you felt we met our goal! Thanks again.
Antwort von Spotloan
Thanks so much for your positive review. Here at Spotloan, we work really hard to provide transparency in what we offer and to ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
It's a racket
It's a racket. The reason people need this kind of loan is because they are desperate. Companies like this prey on those people and suck them in. Then charge the most outrageous interest rates ever. You all should be ashamed of yourselves
14. März 2025
Antwort von Spotloan
Thank you for taking the time to leave a review. At Spotloan, we strive to provide a great loan product that helps customers with their emergency expenses. Further, we ensure that our interest rate and payment details are clearly listed on our homepage, on our website FAQ page, as well as on the loan agreement. This said we do encourage borrowers to pay off their loans as soon as possible to avoid accruing interest. In addition, we have no penalty for early repayment.
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