Sean C. was amazing! He explained every step of the program and worked with me on what would be best for my situation. I finally have a breath of relief after I spoke with him, and I am looking forward to being stress and debt free.

The man that helped me, Scott Cook, was nice and helpful. However, I definitely felt very mislead with everything said to me prior to speaking with him. They make it sound like a loan is a guarantee because it’s income based but it’s no quite that way once you speak to a person… I guess in the end I’m getting help it’s just not what I needed to solve my here and now problem.

David consistently exhibited helpfulness and thoughtfulness. His clear explanations contributed to an efficient and straightforward process.

Sean conner was extremely helpful and pleasant to talk to. Was very set on making sure I understood everything.

They provided consultation that works with your schedule.
I talked with David Hume and he really worked in trying to help me with my situation. He was patient with me and explained the program thorougly. He pointed me to right direction and program that will help.

Wawa good experience

I’ve never even thought about starting this process before and I just stumbled on the company. Talking finances is never fun, it’s embarrassing to admit as an adult that you need help. I was nervous that I had to be vulnerable and possibly judged. I spoke with James Armstrong for over an hour and never once did I feel like he was judging me or thinking I was making poor choices. I genuinely hope this program helps me. I was and am still a little skeptical but thanks to James I am sticking with it!

Lupe made me feel safe and did not judge the state of my credit score. She saw me as a person in need and not a number. She’s amazing!

Chase was very knowledgeable and pleasant. He put my mind on ease about my debt.

I had an incredible experience with Pennie.com thanks to Scott Cook. Navigating a financial debt program can be a stressful process, but Scott provided clear, easy-to-understand information that really puts my mind at ease.
He answered every single one of my questions with a positive and caring attitude, making me feel like a person rather than just another number. I truly loved my interaction with him—it is rare to find someone so patient and genuinely helpful when dealing with financial matters. If you are looking for clarity and support with a debt program, I highly recommend working with Scott!

Sam made it smooth and was very informative with helping my financial goals

David was kind, patient and helpful. Thank you!

Elizabeth Ortiz was so very helpful and was able to assist me with taking the next steps towards financial freedom.

They were very friendly and easy to work with

Information was presented professionally and my interest and goals were attended to.

Hans was very informative, fair, and nonjudgmental while going through my finances and credit report. He went through every line item and explained everything in a way where people like me can understand.

Heather McClellan was wonderful. She expertly answered my questions and assisted me through the entire process.

Great experience!

The representative was very helpful in explaining my financial situation and handed me off to Beyond Financial to finish the process for debt reconciliation.

Very informative and through experience. Top notch!!