Retireo Bewertungen 

Funny thing is I bought this for the budgeting and that's not even what I'd tell you to buy it for. There's an estate document checklist in there and seeing all those empty boxes staring at us finally got my wife and me to do the will we'd been putting off for probably six years. Beneficiaries too, mine still had my late brother listed on an old 401k which would have been a mess. We went up to the Professional plan for the document vault and now our daughter knows there's one place with everything in it. Can't really put a price on that.

Giving it 4 stars because the first couple evenings were rough, I wasn't sure where to put things and had to email support twice about getting my husband's accounts in there alongside mine. They did answer within a day both times and were patient with me. Now that it's all set up I'm in there every week or so, mostly the budget and the withdrawal tracker since my husband turns 73 next year and I do NOT want to get those deadlines wrong. Wish the setup had been smoother but I'm glad I stuck with it.

I sat down with a local advisor last spring and when he got around to the fee, 1% of everything, every year, I about fell out of my chair. A buddy from work mentioned he just used software so I looked around and ended up here on the Enhanced plan. I've run my retire-at-63 numbers against retire-at-65 probably a dozen times now and I finally feel like I actually understand my own money. And nobody has tried to sell me an annuity yet, which after that advisor meeting feels like a miracle.

I retired from teaching last June and honestly my "plan" was four different spreadsheets and a legal pad that only I could read. My son had been on me for months to get organized so I finally signed up for the basic annual plan figuring I'd cancel if it was junk. Well I didn't cancel. The social security part surprised me the most because I had always assumed I'd just claim at 62 like my sister did, and when I ran it both ways the difference from waiting until 67 was a lot bigger than I expected. I still keep one spreadsheet out of habit lol but everything that matters is in here now.