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LendKey Bewertungen 

486
TrustScore 4.5 von 5

4.3

Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren

Um die Integrität unseres Portals zu schützen, überprüft unsere automatisierte Software alle Bewertungen – unabhängig davon, ob sie verifiziert sind oder nicht – rund um die Uhr. Diese Technologie identifiziert und entfernt Inhalte, die gegen unsere Richtlinien verstoßen, wie zum Beispiel Bewertungen, die nicht auf einer wirklichen Erfahrungen basieren. Uns ist bewusst, dass wir möglicherweise nicht alles erfassen, doch Sie können uns jederzeit problematische Inhalte melden, die wir Ihrer Meinung nach übersehen haben. Mehr erfahren

Das sagen Bewerter

Bewertet mit 1 von 5 Sternen

They hold your payment & do not credit until the payment due date. So if you want to pay extra or early, you’re out of luck. It is so they can charge you interest those days between when they receive... Mehr ansehen

Bewertet mit 5 von 5 Sternen

Lendkey offers student debt consolidation that I found was easier than asking my local credit union. Easier in that the interest rate (plus an additional decrease in interest rate for autopay) made th... Mehr ansehen

Bewertet mit 5 von 5 Sternen

Being in loan and real estate for so long, but I have never encountered such an excellent personal loan like LendKey. Loan process is so easy, the best rate 9% APR, different length of payment history... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

From initial account creation to finalizing terms and setting up auto-pay, LendKey makes it easy! I had my old high interest loans taken over and bundled into one much lower interest loan. The entire... Mehr ansehen

Unternehmensdetails

  1. Verband, Verein oder Organisation

Über LendKey

Vom Unternehmen geschrieben

Get to Know LendKey

LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees.

First-Class Customer Service

Applying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email.

Student Loan Refinancing

Refinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com.

Private Student Loans

Achieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed.


Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.


Kontaktinformationen

  • 9999 Carver Road, Suite 400, 45242, Blue Ash, Vereinigte Staaten

  • lendkey.com

4.3

Hervorragend

TrustScore 4.5 von 5

486 Bewertungen

5 Sterne
4 Sterne
3 Sterne
2 Sterne
1 Stern

Bittet Kunden um Bewertungen

Das Unternehmen lädt seine Kunden ein, Bewertungen zu hinterlassen – ob positive oder negative.

Hat 66 % seiner negativen Bewertungen beantwortet

Antwortet meist innerhalb von 1 Woche

So nutzt dieses Unternehmen Trustpilot

Erfahren Sie, woher die Bewertungen stammen und wie sie ausgewertet und moderiert werden.

4.3

Alle Bewertungen

(486)

18 Bewertungen in den letzten 12 Monaten

Bewertung abgeben
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Bewertet mit 5 von 5 Sternen

Great rates, great service

Lendkey offered a lower rate through a co-sign option, with the ability to release co-signer after 12 months of on-time payments. The co-signer wasn’t an option with my previous servicer. They also gave me 0.25% off for autopay. Every time I’ve interacted with them they’ve given exceptional service. Thank you!

24. August 2022
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

The two best things about LendKey are…

The two best things about LendKey are the interest rate and the experience. The website is easy to use, and the lower interest rate was perfect for me. I would highly recommend them to anyone looking to consolidate their school loan.

30. März 2023
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

great customer service

The student loan refinancing task has been a year long process for me. Lendkey was quick; easy; and calling them is a breeze. They answer questions quickly and extremely helpful.

20. April 2023
Bewertet mit 5 von 5 Sternen

Student loan refinance

The application process was fast and easy, and I got a much better rate by refinancing one of my student loans. When I did reach out via email, they replied in a prompt matter. Great experience overall!

1. April 2023
Bewertet mit 5 von 5 Sternen

After 13 years or so, finally an opportunity to refinance your private student loans

After 13 years or so trying to refinance my private student loans, I was finally given the opportunity with LendKey! I used credible.com, and helped me through this experience that led me to LendKey! Such a wonderful experience and I’m so thankful and extremely grateful that I can now start to work on the next chapter in life and steps to providing more for my daughter and reach our next goal to move out of our 1 bedroom apartment and into a house! I’m so appreciative, excited, and overjoyed with my experience, more companies should show more compassion like LendKey to help give others’ opportunities instead of knocking each other down with no way of prospering!

13. April 2023
Bewertet mit 5 von 5 Sternen

Very satisfied

Simple, easy, clear process. No tricks where they deny after they have approved. Very helpful and straightforward. Great to not have to use Co-signers. Highly recommend.

29. März 2023
Bewertet mit 5 von 5 Sternen

Smooth Operator

Getting my loan approved and disbursed at a good rate has been swift and smooth. The application process was organized and straightforward. I am glad i went with Lendkey. Thanks for the excellent service, it is much appreciated.

22. März 2023
Bewertet mit 5 von 5 Sternen

Lendkey has the best rates!

Lendkey gave me the best rate on my loan consolidation and even let me refinance again to get a lower rate. The process is simple and straightforward unlike other companies that advertise great rates and then offer something much higher after you go through the application process

20. März 2023
Bewertung ohne vorherige Einladung
Bewertet mit 1 von 5 Sternen

Emails to nowhere and confused customer service agents

I applied for forbearance of my student loan due to medical bills arising from a NICU stay. I provided all documentation and budget as requested. They took nearly a month to respond. They asked for a paystub from me, which I don’t have due to being a stay at home mom. I told them that via email, twice, and also through a phone call asking to verify if they needed documentation of my stay at home status. They ignored my emails and the service agent seemed just as confused as I was, and not helpful in the situation. I provided my husbands stubs to document what income I was living off of. They then denied my application saying it was incomplete.

Would not have been a problem if they would have been in touch with me BEFOREHAND to simply answer my questions and let me know what they needed. They ignored my email. When I again wrote an email to complain, they ignored it as well.

I am now back to square one to submit a forbearance request and wait an entire month for it to process.

Funny that their reply is to contact them, as if I haven’t already tried that multiple times. Lol. Thanks I’m not in the mood to talk to a disinterested employee or write another email to nowhere. Did a robot write that? I think the customer service at this place is run by an AI.

12. März 2023
Bewertung ohne vorherige Einladung
LendKey-Logo

Antwort von LendKey

Thank you for your feedback. We're sorry to hear that you have had a negative experience and would like to see how we can assist you. Please contact us via phone or email so we can confirm your loan and investigate your case further. We can be reached at 877-304-9302 or servicing@lendkey.com, Monday-Friday from 9AM-8PM EST.

Bewertet mit 4 von 5 Sternen

I applied to refinance private student…

I applied to refinance private student loans and was offered a good rate at 4.49% with conditional approval based on my income. I submitted W2s, payslips, and offer letter that captured 8,000 more than the threshold required for the loan. I also had my Dad as cosigner.

They rejected me because they did not include my On-call stipend of 8,000. But notwithstanding that, my base+location differential in my offer letter is exactly the threshold but for some reason the rate on my pay stubs net a mere $78 deficit for the year. 6 figure income and they were going g to deny me over an apparent $78 shortage while overlooking the $8,000 on-call revenue which is guaranteed.

I thought, no problem, I will send you pay stubs from my part-time job at Target which will clearly bridge the $78 made up deficit. They denied that as well.

In hindsight, what I've realized is LendKey is not a legitimate lender like ELFI or RISLA. This was a classic BAIT AND SWITCH designed to lure you in and stick you with less favorable terms. If this is how they handle the approval process, I wonder what nefarious practices lie in store for those that get approved. MY ADVICE IS TO STEER CLEAR OF LENDKEY.

FOLLOWING RECEIPT OF THIS REVIEW, LENDKEY PROMPTLY REACHED OUT TO UNDERSTAND WHAT HAPPENED AND REVEIWED THE EXISTING DOCUMENTATION AND WAS ABLE TO OFFER THE ORIGINAL TERMS WHICH WERE MORE FAVORABLE THAT ANY WE HAD SEEN OUT THERE. WE APPRECIATE LENDKEY'S RESPONSIVENESS AND WILLINGNESS TO MAKE THIS RIGHT.

18. Februar 2023
Bewertung ohne vorherige Einladung
LendKey-Logo

Antwort von LendKey

Thank you for providing the additional information so that we could review your situation and help out. We hope that you we were able to achieve the outcome you desired. Have a great day!

Bewertet mit 5 von 5 Sternen

User friendly, prompt, helpful

LendKey is user friendly, prompt, and really helpful anytime I’ve called in with a question or needed to find something on the website. I chose to refinance my student loan with them a second time after a really positive first refinance/consolidation experience. Thanks!

10. Februar 2023

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