Highly recommend (from someone who’s submitted several claims)
I’ve used HTH a number of times over the years, and they have always been easy to work with. I’ve wound up in the hospital/clinic several times, and HTH has reimbursed me each time with no hassle. They’re pretty affordable and I’ve never had trouble getting in touch with customer service to ask questions about the plans. I would highly recommend them. I don’t even second guess it at this point, I just buy insurance from them whenever I go on a trip. Obviously you should do your research and make sure the plan works for your activities and risk tolerance, but it’s great for me and I’m a fairly adventurous traveler.








