Happy Money Bewertungen 840

TrustScore 4.5 von 5

4.7

Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren

Um die Integrität unseres Portals zu schützen, überprüft unsere automatisierte Software alle Bewertungen – unabhängig davon, ob sie verifiziert sind oder nicht – rund um die Uhr. Diese Technologie identifiziert und entfernt Inhalte, die gegen unsere Richtlinien verstoßen, wie zum Beispiel Bewertungen, die nicht auf einer wirklichen Erfahrungen basieren. Uns ist bewusst, dass wir möglicherweise nicht alles erfassen, doch Sie können uns jederzeit problematische Inhalte melden, die wir Ihrer Meinung nach übersehen haben. Mehr erfahren

Das sagen Bewerter

Bewertet mit 4 von 5 Sternen

Easy application. Fast funding less than 48 hours. Perfect loan amount for my needs. Felt good to consolidate all of my credit card debt to a lower rate, saved me thousands. Interest rate was a b... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

Wow, this was an easy process, and you have no idea how much it relieved my financial debt. I feel that I can breathe again! Thank you Happy Money for giving me another chance with a much lower intere... Mehr ansehen

Bewertet mit 5 von 5 Sternen

Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer... Mehr ansehen

Unternehmen hat geantwortet

Unternehmensdetails

  1. Finanzdienstleistungsinstitut

Vom Unternehmen geschrieben

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Kontaktinformationen

4.7

Hervorragend

TrustScore 4.5 von 5

840 Bewertungen

5 Sterne
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1 Stern

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Bewertet mit 5 von 5 Sternen

My experience was positive from start to finish…

My experience was positive from beginning to end. The process was simple to follow, the communication was excellent, and they provided target dates and delivered on them. The rate I was given was a fair one. I love that the lender is a non-profit with a mission to help folks struggling with debt . They called after everything was disbursed to make sure I was satisfied. Highly recommended!

26. März 2026
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Antwort von Happy Money

We're happy to hear that you had a positive experience with our simple process, communication, and on-time delivery.Thank you for recommending us, we love helping people achieve their goals!

Bewertet mit 5 von 5 Sternen

The process to receive the funds I…

The process to receive the funds I needed to consolidate my credit cards was easy. This loan saved me about 200.00 a month. Thank you for giving me an opportunity as life was becoming a financial burden.

21. März 2026
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Antwort von Happy Money

That is amazing!! Our goal is to help our members achieve their goals.
We're happy to hear that the process was easy and that Happy Money helped reduce your financial burden. Thank you for sharing your positive experience; we appreciate it!

Bewertet mit 5 von 5 Sternen

They Don't Care About You...

We're in an era of enormous change, with the internet, social media, and products that try to scam you out of your hard-earned money. I've worked hard to raise my credit scores by paying down my credit card debt, even though I was paying more in interest than in principal. I took a HUGE chance to apply for a low-interest personal loan with Happy Money. I was approved and am now paying 14.89 percent rather than 26.8 percent on credit card interest. I use the extra cash to invest REITS, ETF's, and emergency funds.

22. März 2026
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Antwort von Happy Money

We appreciate you sharing your experience. We love empowering people to use money as a tool for their happiness! It's great to hear that our personal loan helped you achieve your financial goals. Thank you for your positive feedback!

Bewertet mit 5 von 5 Sternen

Everything went great from start to…

Everything went great from start to finish, and fast timing, I was able to pay off debt and was excited doing so! I would refer and use again for sure, thank you Happy Money!

21. März 2026
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Antwort von Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Bewertet mit 4 von 5 Sternen

The process was very easy

The process was very easy, issue I had was cost was misleading, I understand companies need to make money. I am not opposed to it, I would had preferred to know beforehand this way it would've helped with requesting a different amount to cover what I was meaning to cover

20. März 2026
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Antwort von Happy Money

Thank you for the feedback , we're glad the process was easy! We do want to mention that the origination fee is outlined in your eSign documents prior to finalizing your loan. We're sorry it didn't feel as clear as it should have, and we'd love to help if you have any questions, please contact our team at support@happymoney.com or 1-800-878-090, Monday-Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Bewertet mit 5 von 5 Sternen

it was an amazing experience

it was an amazing experience - got approved and funded in less than 5 days

20. März 2026
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Antwort von Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Bewertet mit 5 von 5 Sternen

Easy to apply - Great Rates

Easy to apply; great rates; payment in days directly deposited.

6. März 2026
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Antwort von Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Bewertet mit 5 von 5 Sternen

Excellent service

Excellent service. Everything was paid off in less than 5 days. The approval process was extremely easy. This company exceeded my expectations.

18. März 2026
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Antwort von Happy Money

We're happy to hear that our service exceeded what you expected! We appreciate you mentioning how easy the approval process was and how quickly everything was resolved.

Bewertet mit 4 von 5 Sternen

What made the experience great was the…

What made the experience great was the turn around time. Funds were dispersed as said and it's easy for payments to be made. I would like to have a payment account I can see and where to make additional payments of the loan amount.

8. Februar 2026
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Antwort von Happy Money

Thank you for the kind words! We're glad the funding was fast and payments have been easy. You can view your loan balance and make payments anytime by logging into your Member Portal at happymoney.com. if you have any questions! We are happy to help. You can reach us at 1-800-878-0901, Monday-Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Bewertet mit 5 von 5 Sternen

Smooth process with top tier customer support team.

I don't usually leave reviews but wanted to leave one for Happy Money because the process and customer support has been fantastic.

The process is from start to finish is very quick. I had the loan in my bank account within a few days after application.

Now, what really surprised me was the customer support. Life happens and I got caught in layoffs. It was completely unexpected but put a huge strain on my cash flow.

Their insurance claim process covered 3 month with proper documentation during these tough times as the job market was not in my favor. I was able to pause for 2 months as I got a job to create some buffer and got back on track.

I highly recommend their loan services.

23. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Happy Money

We love to hear it! Thank you for sharing your experience! We're happy to hear that you found the loan process quick and the customer support helpful!

Bewertet mit 1 von 5 Sternen

The most incompetent loan company I…

The most incompetent loan company I have ever dealt with. I jumped through hoops for three days with these individuals, providing every piece of documentation requested, including pay stubs, two tax forms, and bank statements with direct deposits from payroll highlighted. Yet, I was denied due to "cannot verify income." I have never had an income verification issue or any other issue with other loan companies I've used. A complete clown show.

20. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Happy Money

We’re sorry to hear that your experience did not meet your expectations. Although we try to help as many people as possible, we have minimum requirements and underwriting policies that factor into application decisions. If you have questions, please reach out to our support team at support@happymoney.com or 1-800-878-0901, Monday - Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Bewertet mit 5 von 5 Sternen

I was really grateful for the loan I…

I was really grateful for the loan I received from Happy Money. It allowed me to consolidate my cards and gave me breathing room so I could get my financial house in order. The process was quick and easy with a decent interest rate. Thank you.

12. Februar 2026
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Antwort von Happy Money

We're happy to hear that our loan helped you consolidate your debts and improve your financial situation. We appreciate you sharing your positive experience with our quick and easy process!

Bewertet mit 5 von 5 Sternen

The process was super easy

The process was super easy. They came through in a pinch.

9. Februar 2026
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Antwort von Happy Money

We're glad the process was easy, and we could assist you when you needed us. Thank you for your feedback!

Bewertet mit 5 von 5 Sternen

You were to help me through the…

You were to help me through the application process. Even when I made a mistake you were professional. Whole process was just a few days. Then funds were deposited in my bank account. Thank you all very much.

9. Februar 2026
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Antwort von Happy Money

We're happy to hear that we could assist you professionally through the application process, even when you made a mistake. We're glad the funds were deposited quickly. Thank you very much!

Bewertet mit 5 von 5 Sternen

Appropriate For Needs

The process was simple. It was easy to receive the money by just making a deposit. The information is provided and easy to understand. The customer service is excellent. The money received provided me what I needed.

8. Februar 2026
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Antwort von Happy Money

We're happy to hear that the process was simple and easy, and that our service met your needs. We appreciate you taking the time to share your positive experience with us.

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