Fora has been great when traditional banks would not look at me. The downside is that the interest rates are ridiculously high, 46% !!! therefore I am currently in the process of paying the small a... Mehr ansehen
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Das sagen Bewerter
I gave 4 stars because getting a line of credit here was incredibly easy, and managing the repayments is a breeze. They automatically collect payments from my checking account every two weeks, which... Mehr ansehen
Was super easy to apply and set up. Requesting money is as easy as signing in and hitting a few buttons. Money comes that day if requested before noon. Making a payment reflects immediately, no wai... Mehr ansehen
Company is an absolute ideal option for people who need a loan and reusable credit. They are so easy to deal with and making payments and dealing with making withdrawals with their online platform co... Mehr ansehen
Unternehmensdetails
Vom Unternehmen geschrieben
Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. Currently, we are offering a Line of Credit to residents of Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, and Saskatchewan but additional provinces will be operational soon. Applying for a Line of Credit from Fora is easy and 100% online. Credit limits range from $1,000 to $15,000. The annual interest rate for a Fora Line of Credit ranges from 19.9% to 34.9%.. Actual rates may vary and are subject to eligibility, underwriting and creditworthiness. You only pay interest on the amount of credit you use, not on your credit limit. It’s the flexibility in a credit product you have been looking for! BC Licence#: 84559; BC Licence#: 84740
Kontaktinformationen
Toronto, Kanada
- 1-888-899-3672
- service@foracredit.ca
- foracredit.ca
Bittet Kunden um Bewertungen
Das Unternehmen lädt seine Kunden ein, Bewertungen zu hinterlassen – ob positive oder negative.
Hat 91 % seiner negativen Bewertungen beantwortet
Antwortet meist innerhalb von 1 Woche
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Erfahren Sie, woher die Bewertungen stammen und wie sie ausgewertet und moderiert werden.
Gratitude
It's was probably one of the best experience in finance I've experienced so far since 2013
Very smooth process from application to…
Very smooth process from application to funding. Clear communication, quick approval, and access to funds when needed. Great option! Thanks.
Took a long time but issue was resolved
I would rather borrow from Fora you are…
I would rather borrow from Fora you are only paying to the interest and the principle. Most lenders your payment is split in 3 parts and not much goes to the principle
Easy application and fast approval.
I find it hard to communicate with your…
I find it hard to communicate with your reps also I’ve been a good customer and still have not been offed a increase to my line of credit I will be paying this off next week and closing my account and going to a different lender.

Antwort von Fora Credit Inc.
Very good to deal with
Faster and save 👏
The credit limit is very low for the…
The credit limit is very low for the interest rate we pay and the amount of time that the it takes to get the money. Wish it was immediately pay out
The interedt rates are horrible
The interedt rates are horrible. I work in the financial sector and understand rates. You get fast convience for money for a terrible rate that takes forever to pay the loan off. My advice is to visit your nearest bank.

Antwort von Fora Credit Inc.
When they said Online submission and…
When they said Online submission and approval it’s really mean it.
They offer extra money automatically when you are upto date with your payments and this is really really worth it for me.
Thanks
Easy to use!!
Was super easy to apply and set up. Requesting money is as easy as signing in and hitting a few buttons. Money comes that day if requested before noon. Making a payment reflects immediately, no waiting for posting. This is by far superior service in my opinion.
Poor communication
After several years using their line of credit, never missing a payment, even paying it off, I decided to ask for a reduction in interest rate, which is frankly exorbitant, they just flat out refused. They claim I am not eligible for a lower interest rate even though I have impeccable history with them and my credit score is not that bad. Since I got the line of credit before the Canadian government put a cap on interest rates, they won’t even honor the new cap and adjust my rate to what I would be paying if I just applied for it today.
They also will not explain why I am not eligible or what the requirements are, take forever to respond to messages and just ignored my last two. Over the phone they are also not helpful. Unless you are absolutely desperate for money, I wouldn’t bother.

Antwort von Fora Credit Inc.
Everything was so easy Fora made it…
Everything was so easy Fora made it easy as pie to get a line of credit
Very easy to use the website
Very easy to use the website.
Great company to deal with.
I would recommend this company!
Has been easy and fast setup and…
Has been easy and fast setup and approval process and easy to get a draw on your loan.. quick easy and everything goes smooth with payments coming out and stuff and no annoying phone calls from them
prompt and courteous service
Your associates were very warm and respetcfull.
They answered all my questions regarding the process.
Most of all, I was pleasantly amazed with the processing time once all required documents were submitted.
Support is lacking
Support is lacking, and unable to actually do things as per the contract you agree to. Needed to update bank accounts, which the contract explicitly states you can email to their email. Nobody replies, and chat support is incapable of doing anything (or unwilling)

Antwort von Fora Credit Inc.
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